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This and That

June 19th, 2015 at 06:12 pm

Making an effort to post in between paychecks. I've accomplished a few tasks this week related to finances, so I thought I'd share.

Bank Account Bonuses:
As I mentioned in a previous post, I'm chasing a few different bank account bonuses right now. I sat down with a calendar, and the fine print from all 3 offers, and figured out a timeline for all of the crazy changes my direct deposit will need to go through to make it all work. Everything should be back to normal by October, and then maybe I will start another round. I may end paying a few months banking fee from my primary bank, but I'm still going to come out way ahead.

I also downloaded all of the banks' apps to my phone, and set up external transfers for the 2 accounts already opened to my primary bank account. Key takes 1 business day to process, waiting on Nationwide (only scheduled the transfer yesterday, it has not come through as of yet). I have not yet opened the M&T account, planning on doing that next Friday, and funding with the $$ allocated for savings from that paycheck. As soon as the account is funded, I'll do a test there as well.

Spending:
I created spending worksheets a few years ago, when I was prepping for a move. I thought it would be a helpful exercise to start using them again, since I am having trouble getting from paycheck to paycheck. So far it's been going well - got a (very long overdue) haircut the other day, and it was about $25 more than I budgeted...I guess the price went up. I'll have to adjust elsewhere. I'm trying very hard not to use my CC...all I need to buy for the next week is groceries, so I should be fine.

The "Mom" plan:
No updates yet. Haven't heard on a closing date, so I am proceeding as usual with my budget. Of course, me being me, I did create a "modeling" tab in my spreadsheet, showing how it COULD look. But no idea when it'll go into effect, so not getting too crazy yet. Still keeping my fingers crossed to be able to move in Nov or Dec. It's a good time to move in NYC, bc no one wants to - helps with inventory and finding a good place.

Think that's it for now. Just keepin' on keepin' on.

1 Responses to “This and That”

  1. FrugalTexan75 Says:

    You definitely have a lot of balls in the air with bank account bonuses! That's good you can split your DD in multiple ways.

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